conserve money in kreta while in holidays

My 100 Best Travel Tips To Save Money in Crete [Bargain Guide]

Efi Chamalidi
46 Min Read
Table of Contents

Crete is a magical island full of hidden treasures and unforgettable experiences, and we locals know how to make the most of it without breaking the bank.

After years of exploring every corner of this beautiful island and as a Google local guide, I’ve gathered the best insider tips and tricks to help you save money, avoid common tourist traps, and experience Crete like a true local.

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From affordable hidden mountain trails that only locals know about to the best times to get deals at the bustling markets, these 101 travel tips will help you navigate Crete like a seasoned pro.

Not every travel lesson has to be learned the hard way—you can avoid overspending and dive straight into enjoying the best of Crete without the hefty price tag.

Whether you’re here for a week or a month, these local secrets will make your stay unforgettable and affordable.

Get ready to experience Crete with a new perspective, and discover how to save while savoring every moment.

1. Travel During Off-Peak Seasons

Crete’s peak season runs from July to August, where crowds fill the popular sites, and prices soar.

Instead, aim to visit from April to early June or September to October.

During this time, you can often find 50% cheaper hotel rates and significantly lower flight prices.

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Plus, the weather is still gorgeous—pleasant temperatures without the intense summer heat—perfect for exploring sites like Knossos Palace without the throngs of tourists.

For example, you can stay at a one of the best villas, like Lithos Luxury Resort in Hersonissos for almost half the summer price.

✈️🌟Exclusive Crete Travel Deals✨🌍

2. Book Flights Early and Use Budget Airlines

Aegean Airlines and Ryanair frequently offer deals if you book early, often around three to six months ahead of your trip.

You can also try the super saving accommodation and flight bundles.

You could get flights from Athens to Heraklion for under €30 each way, or Chania to London for the same fare.

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Flights to either Heraklion or Chania are the main gateways to the island, and budget airlines occasionally offer flash sales that can lead to amazing savings.

Flexibility with your travel dates can make a big difference, so always check different days to find the best deals.

3. Stay in Local Guesthouses and Hostels

For an authentic experience that’s also budget-friendly, skip the luxury hotels and consider family-run guesthouses or hostels.

In Rethymno, for instance, places like Leonidas Hotel & Apartments offer clean, comfortable rooms with a warm local welcome at a fraction of hotel prices.

In Agios Nikolaos, Pergola Hotel offers basic yet cozy rooms, and you’ll be close to the harbor without the hefty price tag.

money travel tips in crete

This also allows you to experience Cretan hospitality up close, and you’ll often get helpful recommendations for restaurants and places to visit that are off the beaten path.

4. Wolt Meal App with Discount Coupon

Utilizing meal delivery apps like Wolt, signing up with discount code X2RKTG9 to save €6 (applicable to Crete and whole Greece), can significantly reduce your dining expenses while traveling in Crete.

Wolt operates in major cities across the island, connecting you with a wide range of local restaurants offering various cuisines.

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By downloading the app and keeping an eye out for promotional codes or coupons—often available for first-time users or during special campaigns—you can enjoy discounts on your orders.

This not only saves money but also provides the convenience of having meals delivered to your accommodation after a long day of exploring.

In addition to Wolt, exploring other local meal apps can uncover exclusive deals and discounts not found elsewhere.

Apps like efood, not as good for tourists as Wolt, also operate in Greece and may offer unique promotions or loyalty programs that reward frequent users with reduced prices or free delivery.

Signing up for multiple platforms increases your chances of finding the best deals available on any given day.

Moreover, these apps allow you to sample authentic Cretan cuisine from local eateries that you might not discover otherwise.

Ordering through meal delivery services can be cheaper than dining in tourist-centric restaurants, as you can avoid markups on menu prices and additional costs like service charges.

This approach enables you to enjoy traditional dishes and support local businesses while keeping your meal budget in check.

5. Use Public Transportation

Crete has a well-organized public bus system, operated by KTEL, that connects cities like Heraklion, Chania, Rethymno, and smaller towns across the island.

A bus ride from Heraklion to Chania costs about €15, making it a great way to travel across the island affordably.

The KTEL buses are clean, air-conditioned, and quite reliable, making it unnecessary to rent a car for most of your trip.

Buses run frequently, and routes like the one to Elafonisi Beach from Chania are inexpensive and far more affordable than guided tours.

6. Rent a Car Wisely

If you plan to explore more remote areas or small villages, renting a car can be very useful, but you can save a lot by renting only on the specific days you need it.

This car rental option is the cheapest i have found that can often reveal cheaper rates compared to the big international chains. Additionally, this is what i am using for renting a bike.

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Avoid renting at airports where fees are generally higher; instead, pick up your car in Heraklion or Chania city centers.

A car rental from a local provider for a small vehicle can cost as little as €25 per day during the low season, especially if you’re able to book in advance.

7. Cook Your Own Meals

Visit local markets like Heraklion’s Central Market or the Saturday Farmer’s Market in Chania to stock up on fresh, seasonal produce, local cheeses, and traditional breads.

Wolt can deliver Supermarket goods to your Hotel or Villa. Utilizing meal delivery apps like Wolt, signing up with discount coupon X2RKTG9 to save €6 (applicable to Crete and whole Greece), can significantly reduce your dining expenses while traveling in Crete.

You can buy ingredients for a Greek salad, tzatziki, and fresh seafood for a fraction of the price compared to eating out.

guide for saving money in crete

The Public Market in Chania has a range of stalls selling vegetables, olives, and herbs at very reasonable prices.

Many guesthouses and Airbnb properties come with kitchen facilities, allowing you to create your own meals and save substantially.

8. Bring Your Own Beach Gear

Beach rentals for umbrellas and sunbeds can add up quickly, especially on popular beaches like Elafonisi or Balos.

You can bring your gear from home for example the gear i use are:

Also, bring your own towel and even a portable beach mat. If you forgot something you can purchase inexpensive gear at local supermarkets or shops like Jumbo, especially to get a chair and umbrella.

By avoiding daily rental fees on chair and umbrellas of 20, you can save significantly during your beach days, especially if you plan to visit multiple beaches during your stay.

9. Avoid Tourist Traps

The restaurants and shops near tourist-heavy areas, particularly around Chania’s Old Venetian Harbor or Knossos Palace, often charge significantly more for food, drinks, and souvenirs.

Instead, venture a few streets away from these busy locations.

For example, in Chania, walk a few blocks inland to Daliani Street where you’ll find better prices and a much more authentic dining experience.

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Similarly, rather than shopping in the stalls by Heraklion’s Archaeological Museum, explore small shops in less-touristed neighborhoods for unique and reasonably priced souvenirs.

10. Explore Free Attractions

Crete has plenty of free attractions that are incredibly rewarding.

The Ancient City of Aptera, with its fascinating ruins and stunning views over Souda Bay, is free to explore and offers an incredible window into Crete’s rich history.

You can also explore the Imbros Gorge, which offers a beautiful but less crowded alternative to Samaria Gorge without the need for a pricey guided tour.

Many of Crete’s beautiful beaches, such as Seitan Limania or Stavros Beach, are completely free to access, allowing you to enjoy the natural beauty without spending a cent.

11. Visit Museums on Free Entry Days

Some of Crete’s museums offer free admission on specific days, such as the Heraklion Archaeological Museum on certain public holidays or the first Sunday of each month during the off-season (November to March).

This can save you €10-15 per person. Another free museum is the Museum of Cretan Ethnology in Vori, which provides insights into traditional Cretan life without any cost.

Planning your visits around these free entry days can significantly cut down on expenses, especially if you’re interested in the island’s rich history.

12. Hike the Samaria Gorge Independently

The Samaria Gorge is one of the highlights of Crete, but organized tours can be quite expensive.

Instead, take a KTEL bus from Chania to the starting point in Omalos (around €7.50), and pay the entrance fee of €5.

After the hike, take a ferry from Agia Roumeli to Sfakia (around €13), and then another bus back to Chania.

By doing the hike independently, you can save significantly compared to the cost of guided tours, which often exceed €40. Guided tours are not bad but they are pricy, you can check them here if price is not a concern.

Plus, you get the freedom to explore the gorge at your own pace.

13. Use Local Ferries

To explore nearby islands or access more secluded beaches, use local ferry services rather than expensive tourist cruises.

For example, take the local ferry from Paleochora to Elafonisi Beach for around €15 round trip.

This is a great way to reach Elafonisi, which is known for its pink sand and turquoise waters, without paying for an organized excursion.

Similarly, ferries from Sfakia can take you to Loutro, a picturesque, car-free village, for just €8-10 one way, allowing you to experience Crete’s coastal beauty affordably.

14. Stay in Smaller Villages

For a more budget-friendly experience, stay in smaller villages like Koutouloufari or Archanes rather than the larger cities.

In Koutouloufari, you can find charming guesthouses, that offer affordable accommodation with stunning views of the coast.

Staying in these smaller villages not only saves money on lodging but also provides a more authentic glimpse into traditional Cretan life.

You’ll also find that local taverns in these areas offer meals at much lower prices compared to the more tourist-heavy cities like Chania or Heraklion.

15. Participate in Free Cultural Events

Crete has a vibrant culture, and there are many free events throughout the year that allow you to experience it without spending a cent.

For example, during the summer, many towns host traditional music and dance festivals.

In Rethymno, the Renaissance Festival often features free performances in the town’s historic fortress.

During religious holidays like Easter, many villages host processions and celebrations that visitors are welcome to attend.

Check local listings or ask your host about upcoming events to make sure you don’t miss out on these cultural experiences.

16. Buy Groceries from Local Markets

For budget-friendly shopping, head to local farmers’ markets where you’ll find fresh, seasonal produce, often at much lower prices compared to supermarkets.

For example, the Saturday Market in Heraklion is a great place to pick up tomatoes, cucumbers, olives, and even Cretan honey at reasonable prices.

bargain crete tips

You can also find cheese like graviera (type of hard cheese) and fresh bread, which makes for a perfect picnic by the beach.

Shopping at these markets not only helps you save money, but also supports local farmers and producers, giving you a taste of truly authentic Cretan ingredients.

17. Bring a Refillable Water Bottle

Tap water in Crete is generally safe to drink, particularly in larger towns like Heraklion and Chania.

By bringing a refillable water bottle, you can avoid buying bottled water every day, which not only saves you money but also helps reduce plastic waste.

Many public squares and villages have fountains with fresh drinking water, such as the ones in Spili Village, which are perfect for refilling on the go.

This is a simple yet effective way to keep your travel costs down while also practicing eco-friendly habits.

18. Use Cash for Transactions

Many smaller businesses, particularly in rural areas and small villages, prefer cash payments and might even offer discounts if you pay in cash.

Carrying some euros with you is a good idea when visiting local markets, taverns, or family-run shops.

For example, when buying souvenirs from a small artisan in Chania’s old town, you might get a better deal if you offer to pay in cash.

ATMs are widely available in cities, but withdrawing larger amounts at once can help you avoid multiple transaction fees.

19. Learn Basic Greek Phrases

Knowing a few basic Greek phrases can go a long way in Crete, especially when interacting with locals in smaller towns and villages.

Simple words like “Kalimera” (good morning), “Efharisto” (thank you), and “Parakalo” (please) can help create a friendly rapport.

Locals appreciate the effort, and this connection can sometimes lead to better service, insider tips, or even discounts.

For example, at a taverna in Archanes, using some Greek phrases might lead the owner to bring you a complimentary dessert or a glass of raki as a gesture of appreciation.

20. Avoid Airport Transfers

Airport transfers can be pricey, especially if pre-arranged through a hotel or travel agency.

Instead, use the public bus services that operate regularly between Heraklion Airport and the main cities like Heraklion and Chania.

This is the only private transfer service i have found that is maybe worth it.

A bus ticket from Heraklion Airport to the city center costs around €2, which is significantly cheaper than a taxi or private transfer that could cost €20-30.

Buses are reliable, comfortable, and a great way to start your trip on a budget-friendly note.

21. Limit Alcohol Consumption

Alcohol can be a significant expense if you’re not careful.

Instead of indulging in pricey cocktails at touristy bars, opt for local options like raki or house wine, which are typically much cheaper.

Many taverns serve a complimentary glass of raki at the end of a meal.

Visiting local wineries, such as Douloufakis Winery in Dafnes, is also a great way to enjoy Cretan wines at reasonable prices, often including free tastings.

22. Dine At Local Tavernas

Opt for local taverns or “kafeneia” instead of tourist restaurants to enjoy affordable meals with authentic flavors.

For example, To Maridaki in Chania is a beloved taverna by locals offering excellent seafood platters at very reasonable prices, while Ta Karamanlidika tou Fani in Heraklion serves traditional Cretan dishes with generous portions without costing a fortune.

Meals at local spots often include free raki (a local spirit) or fruit desserts as a gesture of hospitality, giving you a cultural experience while saving money.

23. Use Free Wi-Fi

Before heading out, research places that offer free Wi-Fi so you can plan your route without relying on mobile data.

To avoid expensive roaming charges, take advantage of free Wi-Fi, which is widely available in cafés, restaurants, and public squares.

Many cafes, public squares, hospitals and even bus stations in Heraklion and Chania provide free Wi-Fi.

Cafés often provide free Wi-Fi for customers, so you can relax with a coffee while catching up on emails or planning your next activity.

The Heraklion Archaeological Museum also has Wi-Fi, which can be useful if you want to look up additional information about the exhibits during your visit.

This can save you money on data charges and also serve as an opportunity to rest and recharge while checking directions or researching activities.

24. Download Offline Maps

Using data for navigation can be costly. Instead, download offline maps through apps like Google Maps before you head out for the day.

This allows you to navigate and explore Crete without using mobile data.

Having an offline map is particularly useful in remote areas like the White Mountains or during hikes such as the Samaria Gorge, where network signals may be weak or nonexistent.

25. Avoid International Roaming Fees

International roaming can be very expensive, so consider purchasing a local SIM card or an eSIM if you plan to use your phone frequently.

Providers like Cosmote or Vodafone have affordable plans that include data, calls, and texts.

A local SIM can cost around €15, which is much cheaper than incurring international charges from your home provider.

You can easily find SIM cards at Heraklion Airport or in major towns.

26. Youth & Student Discounts

If you’re a student planning to explore Crete, always carry your student ID with you.

Many attractions across the island offer significant discounts—sometimes up to 50% off the regular ticket price, and occasionally even free entry for students.

This makes visiting renowned sites like the Palace of Knossos and the Archaeological Museum of Heraklion not only culturally enriching but also budget-friendly.

Even if you’ve graduated but still have a valid student ID, it’s worth presenting it at ticket booths. Some smaller sites and museums might honor it for a reduced price, regardless of your EU status.

Additionally, carrying an International Student Identity Card (ISIC) or a Youth Card can be beneficial.

These cards often help you save on entrance fees at museums, historical sites, and even some restaurants.

For instance, visitors under 25 years of age may receive discounts at places like the Heraklion Archaeological Museum or the Palace of Knossos.

So, even if you’re not a student, don’t hesitate to ask about youth discounts—you might be pleasantly surprised by the savings.

27. Walk or Bike Around Towns

Instead of relying on taxis or buses, explore towns like Chania, Rethymno, and Agios Nikolaos on foot or by bike.

These towns are very pedestrian-friendly, and many attractions are within walking distance.

You can also rent an e-bike from local rental shops such Bike Rentals in Hersonissos for around €15-20 per day.

Walking and biking allow you to experience the towns at your own pace and discover hidden gems that you might otherwise miss.

28. Join Free Walking Tours

Some cities in Crete, like Chania and Heraklion, offer free walking tours led by knowledgeable locals.

These tours are a great way to learn about the city’s history and culture without spending a lot of money.

While the tours are free, it’s customary to tip the guide if you enjoyed the experience.

Check online platforms like GuruWalk for schedules and availability of free walking tours.

29. Avoid Overpriced Tours

While it may be tempting to book a guided tour for convenience, many of Crete’s attractions can be explored independently using public transport or by renting a car for a day.

For instance, instead of booking a pricey guided tour to Knossos Palace, take a public bus from Heraklion for about €1.50 and then buy the ticket.

The entrance fee is €15, and you can download an audio guide to learn about the site’s history at your own pace.

This approach saves you money and allows you more flexibility.

30. Stay Longer in One Place

Many accommodations offer discounts for extended stays.

Staying in one place for a longer time can help you negotiate better rates, especially at guesthouses or Airbnb rentals.

For example, if you book a week-long or even a month, at villa such as this, in the village of Anissaras, you might receive a discount of up to 20%.

Longer stays also mean you’ll spend less on transportation, and you’ll have the opportunity to immerse yourself more deeply in the local culture.

31. Consider Airbnb and Vacation Rentals

Renting through Airbnb can be a cost-effective option, especially if you’re traveling with a group or staying for a longer time.

Renting a small villa or apartment allows you to have kitchen facilities, so you can prepare your own meals and avoid the costs of eating out all the time.

For example, an Airbnb in Koutouloufari, a charming traditional village near Hersonissos, can cost around €40-60 per night for a group of four.

Plus, by staying in smaller villages, you’ll find food and drink prices more reasonable than in larger towns or tourist areas.

32. Use Filters For Proper Acommodation

Websites Trip.com are great for finding budget-friendly accommodation options across Crete.

By using filters for price, type of lodging, and location, you can identify the most affordable places to stay that meet your needs.

Many properties on these sites also offer flexible cancellation policies, which can be useful if your plans change.

Sign up for newsletters or join their loyalty programs to receive notifications about discounts and special offers.

33. Take Night Buses

For longer distances, consider using night buses to save on accommodation costs while maximizing your daytime exploration.

For example, the overnight KTEL bus from Heraklion to Chania can save you a night’s lodging cost while transporting you comfortably across the island.

Night buses are air-conditioned and provide a safe, budget-friendly way to get from one city to another without losing valuable time during the day.

34. Volunteer Opportunities

If you’re planning an extended stay in Crete, consider joining a volunteer program where you can exchange work for room and board.

Platforms like Workaway or WWOOF have listings in Crete, including opportunities to work on farms, help with eco-projects, or assist in hostels.

This not only helps you save on accommodation and food but also gives you a deeper cultural experience and the chance to meet locals and other travelers.

35. House Sitting

Another way to save on accommodation is by house sitting. Websites like TrustedHousesitters connect travelers with homeowners who need someone to look after their home (and often pets) while they’re away.

This can be a fantastic way to stay in beautiful locations across Crete for free while enjoying the comfort of a local home.

It’s ideal if you’re planning to stay for a week or more and want to immerse yourself in a quieter part of the island.

36. Avoid ATM Fees

ATM fees can add up quickly, especially if you’re withdrawing money frequently.

To save on fees, use ATMs associated with major banks like National Bank of Greece or Alpha Bank or Piraeus Bank or Eurobank, which typically charge lower fees.

Also, consider withdrawing larger amounts at a time to reduce the number of transactions.

Using a debit card that doesn’t charge foreign transaction fees, such as those offered by Revolut or N26 like banks, can also help you save money on currency conversion costs.

37. Limit Souvenir Shopping

It’s easy to get carried away with souvenir shopping, but be mindful of your budget. Instead of buying souvenirs in touristy areas, seek out local artisans in smaller villages.

Handmade items like Cretan pottery, olive wood carvings, and embroidered linens are unique and often cost less when bought directly from the craftspeople.

The village of Margarites is known for its pottery, and you can find beautiful pieces at reasonable prices while supporting local artisans.

38. Enjoy Street Food

Street food in Crete is not only delicious but also incredibly affordable.

Look for local favorites like souvlaki, kalitsounia (small cheese pies), or bougatsa (a pastry filled with custard or cheese).

Vendors at places like Heraklion’s central market offer these tasty treats for just a few euros, allowing you to savor the flavors of Crete without spending a fortune.

It’s a great way to eat on the go while keeping costs low.

39. Attend Free Wine Tastings

Crete is known for its excellent wines, and many wineries offer complimentary tastings.

Visit wineries like Manousakis Winery in Vatolakkos, where you can enjoy free tastings of local varietals, including the famous Vidiano and Kotsifali wines.

This not only saves you money but also gives you the opportunity to learn about the island’s winemaking traditions.

Be sure to check in advance as some wineries require reservations for tastings.

40. Use Energy Wisely in Accommodations

In many accommodations, especially Airbnb rentals, electricity is billed separately.

To avoid extra charges, be mindful of energy use. Turn off lights, air conditioning, and appliances when not in use.

Many homes in Crete use solar water heaters, so try to shower in the evening when the water is still warm.

Being conscious of energy use can help you avoid unexpected expenses at the end of your stay.

41. Participate in Local Customs

Joining locals in their customs can provide free entertainment and a rich cultural experience.

Village Festivals (Panigyria): Small villages host festivals that aren’t advertised to tourists. These often include free food, wine, and entertainment. Information about them spreads through local word of mouth.

Religious Celebrations: Participating in local religious events can provide free meals and a deeper understanding of Cretan traditions.

These festivals are a great way to experience the hospitality of the Cretan people and learn about their traditions without spending anything.

Ask your host or locals about upcoming festivals during your visit.

42. Bring Essential Toiletries

Toiletries can be more expensive in tourist areas, so bring essentials like sunscreen, insect repellent, and shampoo with you.

If you do need to buy toiletries in Crete, avoid purchasing them at shops near major attractions where prices are higher.

Instead, visit a local supermarket or pharmacy, such as Sklavenitis or AB Vassilopoulos, where prices are more reasonable.

This will help you avoid paying inflated tourist rates for everyday items.

43. Avoid Tourist Menus

Restaurants with multilingual menus targeting tourists often have higher prices compared to those that cater to locals.

To save money, look for taverns where the menu is only in Greek or where you see mostly locals dining.

A great example is To Stachi in Chania, a family-run taverna that offers delicious vegetarian Cretan dishes at reasonable prices.

Dining where the locals do not only save you money but also provides a more authentic culinary experience.

44. Share Meals

Portion sizes at Cretan taverns are often generous, making it easy to share dishes.

Instead of ordering individual meals, consider sharing a few meze (small plates) with your travel companions.

For example, order dakos, tzatziki, grilled vegetables, and souvlaki to share.

This way, you get to taste a variety of dishes without overspending.

Many taverns are accustomed to diners sharing plates, and it’s a great way to enjoy a communal dining experience.

45. Check for Happy Hour Deals

Some bars and restaurants in tourist areas offer happy hour deals in the late afternoon or early evening. This is a great opportunity to enjoy cocktails or local beers at discounted prices.

For example, bars along the Chania Old Harbor often have happy hour promotions where you can enjoy drinks for €5 or less.

Taking advantage of these deals allows you to enjoy the nightlife without paying full price, making it a budget-friendly way to relax after a day of exploring.

46. Insurance

When planning your trip to Crete, being strategic about insurance can lead to significant savings. Start by shopping around for travel insurance well before your departure date.

Compare policies from different providers to find one that offers the coverage you need at the best price.

Check out my personal best Insurance plan.

Look for essentials like medical coverage, trip cancellation, and baggage protection without paying extra for unnecessary add-ons.

Early purchase discounts are sometimes available, so booking in advance can also save you money.

Before you buy new insurance, check what coverage you might already have. Many credit cards offer travel insurance benefits if you use them to book your trip.

Additionally, if you’re an EU citizen, your European Health Insurance Card (EHIC) provides access to state-provided healthcare in Greece at reduced costs or sometimes for free.

This might allow you to opt for a more basic travel insurance plan, reducing your overall expenses.

If you plan to rent a car in Crete, be cautious of the rental company’s insurance offerings. Rental agencies often upsell expensive insurance packages that you may not need.

Check if your existing car insurance or travel insurance covers international car rentals. Some credit cards also provide collision damage waivers for rental cars booked with the card.

By relying on coverage you already have, you can decline the extra insurance at the rental counter and keep more money in your pocket.

47. Stay in Accommodations with Kitchens

Booking accommodations that include kitchen facilities can significantly lower your travel costs.

For example, staying at a rental apartment in Hersonissos that comes with a kitchenette allows you to cook breakfast and some dinners instead of eating out every day.

Preparing a simple meal from ingredients bought at a local market like Heraklion’s Central Market is much cheaper than dining at restaurants for every meal, and it gives you the freedom to try local produce at your leisure.

48. Avoid Imported Goods

Imported goods are generally more expensive than local products in Crete.

Instead of buying international brands, look for locally produced items such as Cretan olive oil, honey, and herbal teas, which are of excellent quality and more reasonably priced.

This is especially relevant when buying snacks, toiletries, or gifts—local products are often fresher, more authentic, and better value.

49. Exchange Money

When traveling to Crete, being savvy about how you exchange your money can lead to substantial savings. It’s best to avoid exchanging large amounts of cash at airports or tourist hotspots, as these places often offer poor exchange rates and charge high commissions.

Instead, use local banks or official exchange offices in towns like Heraklion or Chania, where you’ll typically find more favorable rates and lower fees. Always compare the rates and ask about any hidden charges before proceeding with the transaction.

Consider using ATMs to withdraw euros directly, as they often provide better exchange rates than currency exchange counters.

Before your trip, check with your home bank about international withdrawal fees and inquire if they have any partner banks in Greece to reduce or eliminate these costs.

When using ATMs in Crete, opt for machines attached to reputable banks to avoid additional surcharges from third-party providers.

Remember to withdraw larger amounts less frequently to minimize per-transaction fees, but be cautious and secure when carrying significant amounts of cash.

50. Visit Botanical Gardens

Visiting natural attractions like the Botanical Park & Gardens of Crete is an affordable way to spend a day.

The entrance fee is only about €6, and you can easily spend several hours exploring the lush gardens filled with local plants, fruit trees, and herbs.

This is a peaceful, budget-friendly activity that also gives you insights into Crete’s flora and agricultural heritage, perfect for nature lovers.

51. Be Flexible with Your Itinerary

Keeping your itinerary flexible can help you take advantage of unexpected opportunities, such as last-minute accommodation deals or free events happening in the area.

For instance, if you hear about a local festival or a discounted boat trip while chatting with other travelers, having a flexible schedule allows you to make room for these budget-friendly experiences.

Plus, it reduces the pressure of having to stick to pre-booked, sometimes expensive, tours.

52. Avoid Taxis

Taxis in Crete can be quite expensive, especially for longer distances. Instead, rely on public transportation or shared rides with private transfers when possible.

For example, taking a KTEL bus from Chania to Rethymno costs about €8, whereas a taxi would be significantly more expensive.

If you do need to use a taxi, try to share the ride with other travelers heading in the same direction to split the cost.

53. Bargain

While Crete isn’t typically known for a strong bargaining culture on single items, there’s a strategic way to save money by purchasing in bulk.

Local vendors are more open to offering discounts when customers buy multiple products, especially in markets and shops selling traditional Cretan goods like olive oil, honey, spices, and handcrafted souvenirs.

If you’re interested in these items, consider buying larger quantities or teaming up with fellow travelers to make a group purchase, which can give you leverage to negotiate a better price.

For example, when purchasing Crete’s renowned olive oil—which is among the best in the world—buying several bottles or even a whole case can lead to significant savings.

Vendors appreciate the larger sale and are often willing to reduce the price per item or throw in extra goods as a thank-you. This not only makes each unit cheaper but also provides you with authentic gifts for friends and family back home.

Remember to approach bargaining with a friendly and respectful attitude. Building a rapport with the seller can enhance your chances of receiving a discount.

Ask politely if there’s a better price for multiple items, and express genuine interest in their products. This approach not only helps you save money but also enriches your shopping experience by fostering connections with local artisans and merchants.

By taking advantage of bulk buying opportunities in Crete, you can stretch your budget further while enjoying the unique treasures Crete has to offer.

54. Attend Local Workshops

Some communities offer informal workshops on activities like Cretan cooking, pottery, or traditional dance that are either free or very low-cost.

These workshops are a fantastic way to immerse yourself in the local culture and learn a new skill.

For instance, in Archanes, some guesthouses organize free cooking classes for guests, where you can learn to make traditional dishes like dolmades or dakos while also enjoying the fruits of your labor afterward.

55. Bring a Portable Charger

Keeping your devices charged is essential while traveling, but purchasing chargers at tourist spots can be costly.

Bringing your own portable charger or a quality travel adapter ensures you won’t need to buy overpriced adapters or chargers during your trip.

This can be especially useful when spending a full day hiking the Samaria Gorge or exploring remote areas where access to electricity might be limited.

A portable charger saves money and keeps you connected for navigation or capturing those perfect moments.

56. Avoid Beach Clubs

Instead of paying for access to pricey beach clubs, opt for the numerous public beaches in Crete, which are just as beautiful.

Beaches like Preveli and Falasarna are free to visit and offer stunning views, crystal-clear waters, and beautiful surroundings without the hefty price tag.

Bringing your own beach gear, such as an umbrella and towels, will also save you the cost of renting them at the beach.

57. Explore Nature Reserves

Crete is home to several nature reserves that can be explored for little to no cost. For example, the Palm Forest of Vai is one of Europe’s largest natural palm groves, and entrance is free.

Another great option is Kourtaliotiko Gorge, where you can enjoy a breathtaking walk along the river.

These natural wonders provide a fantastic way to experience the island’s beauty without spending money on admission fees.

58. Travel with Friends

Traveling with friends allows you to share costs for accommodation, car rentals, and even food.

Renting an apartment or villa through Airbnb can be much cheaper when split among a group.

For example, a villa in Hersonissos that costs €200 per night becomes much more affordable when shared among four people.

This way, you can enjoy spacious accommodations, often with amenities like a pool or kitchen, at a fraction of the cost.

59. Use Refillable Toiletries

Instead of buying travel-sized toiletries or full-sized products when you arrive, bring refillable bottles with your favorite products from home.

This not only saves you money but also cuts down on plastic waste. You can refill your bottles as needed from your larger toiletries.

This is especially useful for items like shampoo, conditioner, and body wash, where small purchases can add up over time.

60. Check for Family Discounts

If traveling with family, always ask about family discounts for attractions, accommodation, and activities.

For example, some tours of historical sites like Knossos Palace offer discounted rates for families, which can significantly reduce the cost if you’re traveling with children.

Family-run guesthouses may also offer deals if you book multiple rooms or stay for an extended period.

61. Be Mindful of Health Care Costs

Healthcare costs can be significant if unexpected issues arise.

Carry a basic first aid kit with items like bandages, antiseptic cream, and pain relievers to avoid having to buy these at tourist prices.

Pharmacies are readily available throughout Crete, but bringing your own supplies can save you both time and money, especially in remote areas where access to medical supplies may be limited.

62. Check Weather Forecasts

Checking the weather in advance can help you plan your activities better and avoid spending unnecessarily.

For example, if you know it’s going to rain, you can plan a day visiting museums or indoor activities rather than paying for an outdoor tour or wasting money on impromptu rain gear.

Understanding the weather also helps you pack appropriately, avoiding extra costs for buying clothes you didn’t prepare for.

63. Avoid Peak Season Surcharges

During local holidays or high tourist periods, many accommodations and activities will have surcharges.

To avoid these extra costs, plan your trip outside of major Greek holidays, such as Orthodox Easter.

By staying away from peak season, you can often negotiate better prices on lodging and excursions.

For example, visiting Balos Lagoon in late September means fewer crowds and often lower prices for the boat trip.

64. Use Discounts for Teachers or Military

If you are a teacher, in the military, or part of any other organization that offers discounts, be sure to carry your identification card with you.

Some attractions, especially those run by the government, may offer discounted entry.

Even if discounts are not advertised, it’s always worth asking if there are special rates for teachers or military personnel, as these are sometimes available at museums and historical sites.

65. Social Media or Local Groups

Stay Updated with Local Deals.

  • Social Media: Platforms like Facebook have groups where residents share deals, discounts, and free events. Joining these can provide real-time information on ways to save.
  • Kafeneio Gatherings: Traditional coffee houses are hubs for local information. By spending time there, you might get invited to community events or learn about free activities.
  • Join a Syllogos: These are local associations or clubs that often organize free or low-cost events, trips, and workshops for their members.

66. Participate in Language Exchanges

Consider joining language exchange meetups where locals and travelers gather to practice different languages.

This is not only a fantastic way to learn some Greek, but it often leads to free drinks, meals, or even informal tours from new local friends.

Look for events on platforms like Couchsurfing or Meetup, or ask around in local cafes—many universities or language schools organize these kinds of gatherings.

67. Be Aware of Scams

While Crete is generally very safe, tourist scams can still happen, particularly in heavily trafficked areas.

Be cautious of overly friendly individuals offering unsolicited help or services, as these can sometimes lead to requests for money.

Always agree on a price beforehand for things like taxi rides or boat trips to avoid being overcharged. Being vigilant can save you from unnecessary expenses.

68. Check Your Receipts

It’s always a good idea to double-check receipts in restaurants and shops to ensure you haven’t been accidentally overcharged.

Occasionally, items may be added in error, especially in busy tourist areas.

In Heraklion or Chania, politely reviewing your bill before paying is a common practice and ensures that you only pay for what you’ve ordered.

This small habit can add up to substantial savings over time.

69. Stay in Touch with Hosts

If you’re staying in an Airbnb or guesthouse, keep in contact with your host.

They often provide valuable local insights, such as where to find the cheapest supermarkets, recommendations for budget-friendly restaurants, or even alerting you to free local events.

Building a good relationship with your host can lead to extra perks like extended check-out times or discounts on future stays.

70. Avoid International Transaction Fees

To save on banking fees, use a credit card that doesn’t charge foreign transaction fees.

Alternatively, consider withdrawing larger sums of money from ATMs to avoid multiple withdrawal charges.

Some Greek banks like Alpha Bank and Piraeus Bank may offer better rates than others, so it’s worth paying attention to which ATMs you use.

Cards like Revolut or Wise are also good options for minimizing extra costs when making payments abroad.

71. Take Advantage of Daylight

Maximize your time by starting your days early and taking advantage of Crete’s long daylight hours, especially during the summer months.

This will help you fit in more activities without having to pay for expensive evening entertainment.

For instance, an early start can allow you to visit Knossos Palace and then head to Amoudara Beach for an afternoon of relaxation—all in one day without needing to pay for nightlife or other costly activities.

72. Best Olive Oil in the World

Crete is famous for producing some of the finest olive oil in the world, a staple that not only enriches local cuisine but also makes for an excellent souvenir or gift.

To save money while purchasing this premium product, consider buying directly from local producers rather than tourist-oriented shops.

Visiting olive farms or family-run presses allows you to purchase high-quality olive oil at a fraction of the retail price.

Many of these producers offer tastings and are happy to share insights into traditional production methods, adding cultural value to your savings.

Another cost-effective strategy is to shop at local farmers’ markets, known as “laiki”, which are held weekly in most towns and villages across Crete.

Here, you can find fresh olive oil sold by the liter, often packaged in simple containers that keep costs low. Buying in bulk can lead to even greater savings, so consider purchasing larger quantities if you have the means to transport it home.

Don’t hesitate to politely negotiate prices at these markets; haggling is a common practice and can lead to better deals.

Lastly, timing your purchase can also impact the price. Olive harvest season in Crete typically runs from November to January.

During this period, there’s an abundance of fresh olive oil, and producers may offer discounts to boost sales. If you’re visiting during this time, keep an eye out for harvest festivals or community events where olive oil is sold at promotional prices.

By taking these approaches, you not only save money but also support local farmers and immerse yourself deeper into the Cretan way of life.

73. Carry a Map

Having a physical map is a great way to save on battery life and avoid using mobile data for navigation.

Maps are also handy when traveling to areas with weak reception, such as Samaria Gorge or other remote parts of Crete.

You can get free maps at tourist information centers or your accommodation. Using a map allows you to navigate independently, avoiding the need to hire a guide or spend on costly GPS services.

74. Explore on Foot

Crete’s towns, such as Chania, Rethymno, and especially their old town or Agios Nikolaos, are best explored on foot, allowing you to discover locally preferred small cafes, local boutiques, and charming alleys without spending a cent on transportation.

Walking around gives you the chance to soak in the local atmosphere, and you’ll often stumble upon interesting sights that aren’t listed in guidebooks, making your experience even more rewarding.

75. Enjoy Public Parks

Public parks are a great way to relax and enjoy some downtime for free.

In Heraklion, the Georgiadis Park offers a lovely green space for picnics or just relaxing with a book.

Similarly, the Municipal Garden in Rethymno is ideal for a quiet stroll, and it’s often frequented by locals.

Spending time in parks is an excellent way to experience the slower pace of Cretan life while saving on entertainment costs.

76. Stay Open to Homestays

Consider staying in local homestays through platforms like Homestay.com or Couchsurfing.

Homestays not only provide budget accommodations but also offer the opportunity to learn about Cretan culture from locals directly.

Staying with a local host in Rethymno or Chania might give you insight into hidden spots or free local events that aren’t advertised, helping you save while experiencing authentic hospitality.

77. Plan Your Souvenir Shopping

Souvenirs can be pricey, especially in tourist-heavy areas. Instead, look for handmade items in smaller villages or local markets where prices are often lower, and the quality is more authentic.

For example, the village of Margarites is famous for its pottery, and you can find unique pieces at reasonable prices directly from the artisans.

Shopping locally not only saves money but also supports the local economy. You can also check the village of Fodele.

78. Use Credit Cards Wisely

When making purchases, always choose to be charged in euros rather than your home currency to avoid unfavorable exchange rates.

Using a credit card that offers no foreign transaction fees, such as Revolut or N26 banks, can help you avoid additional charges.

These cards also tend to provide better exchange rates compared to cash exchanges at local currency exchanges.

79. Ask for Recommendations

Don’t be afraid to ask locals for recommendations on affordable places to eat, shop, or visit.

Whether it’s your hotel receptionist, a bus driver, or someone you meet at a local cafe, locals know the best places that are not overrun by tourists.

For example, asking a local might lead you to an affordable, family-run taverna in Archanes where you can have a great meal for under €10.

80. Avoid Prepaid Phone Cards

Prepaid SIM cards can be costly, especially if you plan to use a lot of data.

Instead, take advantage of the free Wi-Fi that’s widely available in cafes, restaurants, hotels, and even some public squares.

For essential calls or data usage, consider purchasing a short-term data package from providers like Cosmote or Vodafone that offers affordable rates for tourists compared to prepaid phone cards.

81. Enjoy Sunset Views for Free

Crete is known for its spectacular sunsets, and you don’t need to pay for a fancy dinner to enjoy them.

Head to spots like Falasarna Beach or the Venetian Harbor in Chania where you can watch the sunset in all its glory without spending a cent.

Bring along some snacks and drinks for a romantic, budget-friendly evening by the sea.

82. Respect Dress Codes

When visiting religious sites, such as Arkadi Monastery or Agia Triada Monastery, be sure to dress modestly to avoid having to purchase covering garments at the entrance.

Carry a light scarf or shawl that can be used to cover shoulders if needed, saving you from any surprise expenses and ensuring you respect local customs.

83. Participate in Community Activities

Look out for free or low-cost community activities, such as traditional Cretan dance nights or local sports events.

Many towns host events that are open to the public, offering an authentic glimpse into Cretan culture.

For instance, Kritsa often hosts cultural nights with dancing and music where entry is either free or requires a nominal donation.

84. Take Public Ferries

Instead of booking a private boat tour, opt for public ferries to explore different parts of Crete or nearby islands.

Public ferries from Agios Nikolaos to Spinalonga Island are significantly cheaper than private boat trips and provide the same beautiful views.

This way, you can explore more while sticking to your budget.

85. Stay Informed About Public Holidays

Be aware of Greek public holidays and plan accordingly. On holidays like August 15th  (Assumption Day), 28th of October, 25th of March many businesses and attractions may be closed, but there are often free local celebrations or festivals that you can attend instead.

By adjusting your itinerary to include these free events, you can save money and enjoy a richer cultural experience.

86. Carry Senior IDs

If you’re a senior, always carry your ID card with you, as many attractions in Crete offer discounted entry fees.

For instance, historical sites such as the Palace of Knossos and the Heraklion Archaeological Museum provide discounts for seniors.

Even some local taverns may give small discounts if you show your ID, so it’s worth asking.

87. Enjoy Local Music for Free

Crete is full of opportunities to enjoy live music without any cost.

Many tavernas host local musicians, especially on weekends.

In Rethymnon, for example, you can find numerous bars that host traditional Cretan music nights where entry is free.

Another great spot is Chania’s old town, where musicians often perform along the harbor front, creating a lively atmosphere without any need to spend.

88. Practice Sustainable Tourism

Adopting sustainable practices during your trip can also help you save money. For example, instead of purchasing bottled water, carry a refillable water bottle.

Tap water is safe to drink in most parts of Crete, and many public places have water fountains.

Additionally, avoid buying disposable items and instead use reusable shopping bags, which can save money and reduce waste.

89. Plan Ahead for Accommodation

If you plan to visit Crete during a busier time, book accommodations in advance to avoid the last-minute price hikes.

Platforms like Booking.com and Airbnb often offer discounts for early bookings.

Additionally, booking directly through a hotel’s website can sometimes lead to lower rates as they save on the commission fees charged by third-party booking sites.

90. Seek Out Free Local Activities

Crete is known for its vibrant local culture, and there are many community events you can participate in for free.

For example, many villages celebrate saint feast days with music, dancing, and food.

Check local listings or ask your host about upcoming events in the area.

Participating in these events provides an authentic experience of Cretan culture without costing anything.

91. Cut Down on Packaging Waste

When buying snacks or food items, purchase items with minimal packaging to save money and reduce waste.

Many bakeries and markets are happy to wrap items in paper rather than plastic, which is often cheaper.

For instance, buying cheese or olives directly from the market will cost less than pre-packaged versions, and you’ll also enjoy fresher quality.

92. Network with Other Travelers

Meeting other travelers can lead to valuable money-saving tips and even opportunities to share costs.

For example, you might meet someone interested in renting a car together for a day trip, thereby splitting the cost.

Staying in hostels or joining local tours is a great way to meet others. Sharing accommodations or even meals can reduce expenses significantly.

93. Limit Vehicle Usage

While renting a car can be useful, try to minimize usage to save on fuel and rental costs.

Public buses are well-connected throughout Crete, and many of the island’s best attractions, such as Balos Beach and Elafonisi, can be reached by bus or ferry.

For shorter trips, consider renting a bicycle, especially in towns like Chania or Rethymnon, where cycling is a convenient and cheap way to get around.

94. Pack Luggage Smart & Light

Minimize your travel expenses to Crete by packing only the essentials and adhering to your airline’s luggage restrictions. Avoiding excess baggage fees allows you to allocate more of your budget toward enjoying the island’s attractions.

Many experienced travelers make full use of their hand luggage allowance to keep the weight and cost of checked baggage down.

Limit the number of items you bring by selecting versatile clothing that can be mixed and matched for different outfits suitable for Crete’s warm climate.

Wearing your heaviest or bulkiest items—like jackets or hiking boots—during your flight can save valuable space and weight in your luggage, potentially reducing or eliminating checked bag fees.

While travel-sized toiletries are convenient, they can be expensive for the small amount they contain. A cost-effective alternative is to transfer your preferred products into smaller, reusable containers suitable for carry-on baggage.

Alternatively, consider purchasing toiletries after you arrive in Crete. Local supermarkets and pharmacies offer a variety of affordable options, and buying them on-site can be cheaper than paying for extra luggage weight.

95. Skip Organized Tour Costs

Many attractions in Crete can be explored independently without the need for an expensive organized tour.

For example, you can easily visit the Archaeological Site of Phaistos by taking a KTEL bus from Heraklion instead of booking a guided tour.

Create your own itinerary with the help of a guidebook or mobile app to enjoy the flexibility and save money.

96. Embrace Local Festivals

Crete is known for its numerous local festivals, many of which are free and open to everyone.

Attending events like the Rethymno Wine Festival or the Chania Jazz Festival is a great way to experience local culture without spending money on expensive entertainment.

These festivals often have free entry and provide a chance to see traditional Cretan dance and music performances.

97. Learn About Transportation Routes

Familiarize yourself with bus and ferry schedules before heading out.

Knowing the routes and timing of public transportation will help you avoid the costs associated with taxis or last-minute bookings.

For example, taking the public bus from Chania to Elafonisi Beach is much cheaper than a private taxi, and planning your return can save you from high evening rates.

98. Utilize Local Library Resources

If you need to use the internet for planning or catching up on emails, consider visiting a local library.

Local libraries, such as the Municipal Library of Chania or Vikelaia Municipal Library in Heraklion often provide free internet access and are a quiet place to relax or plan your next activities.

Utilizing libraries can save you money on data charges or the need to sit at a café just for Wi-Fi.

Plus, libraries sometimes have books or pamphlets on local attractions that could help you plan budget-friendly visits.

99. Collect Seasonal Discounts

Many hotels, tours, and attractions offer seasonal discounts, particularly during the shoulder seasons.

For instance, some local boat tours around Spinalonga Island offer reduced prices in the spring and autumn when there are fewer tourists.

Planning your trip during these times allows you to take advantage of these discounts, helping you stretch your budget further.

100. Evaluate Your Spending Regularly

Using a budget app or simply noting your daily expenses can help you stay within your budget.

Regularly evaluating your spending habits will allow you to make adjustments as needed and avoid surprises.

Apps like Trail Wallet or TravelSpend are great for tracking your expenses and helping you stick to your financial plan during your stay in Crete.

Crete is a beautiful island that offers incredible experiences, from breathtaking beaches and historical landmarks to lively festivals and mouthwatering cuisine.

Remember, the key to enjoying Crete affordably is planning ahead, embracing local culture, and being flexible with your itinerary.

Enjoy your adventure in Crete, and happy travels!

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